Our service provides a rigorous five-step approach to financial planning. The initial meeting will be free of charge and there is no obligation on your part:

Step 1 - Understanding You
A fact-find is completed to enable us to gain a comprehensive understanding of your circumstances, goals, financial objectives and attitude to risk. Your existing arrangements will be reviewed, without necessarily giving you advice to make any changes.

Step 2 - Needs Analysis
At this stage we will analyse your needs in depth, to ensure that we take into account of all aspects of your situation, including where it is today and where you want it to be tomorrow. We will also agree remuneration for our professional service with you, according to your choice.

Step 3 - Research
Advisers will evaluate products and services from major insurers, product providers, investment companies, lending institutions and banks. Through access to sophisticated research facilities we aim to establish: - which companies charge the most competitive premiums - which companies provide the best benefits and value for money - the financial stability of the product provider - returns, charges, and service levels of the product provider - an understanding of any complicated policy terms or small print.

Step 4 - Recommendation
We summarise our recommendations and research into a ‘suitability letter’. We then send this to you as a permanent summary of our advice for your records.

Step 5 - Solutions
After agreeing our recommendation with you, we will put your solution into action.

Click here to arrange a Financial Review